Rates








Loans | Savings | Certificates

Risk-Based Loans
Rates are based on your Experian Credit Score at time of application.

760 and up (A+)     759-680 (A)     679-650 (B)     649-600 (C)     599 - 535 (D)
NEW Autos  
Credit Rating A+ A B C D
  APR* APR* APR* APR* APR*
0-36 Months 2.29% 2.59% 3.59% 4.59% 5.59%
37-48 Months 2.54% 2.84% 3.84% 4.84% 5.84%
49-60 Months 2.79% 3.09% 4.09% 5.09% 6.09%
72 Months Auto over $20,000 3.04% 3.34% 4.34% 5.34% 6.34%
84 Months Auto over $30,000 3.74% 4.04% 5.04% NA NA
 
USED AUTOS 2008 and up  
Credit Rating A+ A B C D
  APR* APR* APR* APR* APR*
0-36 Months 3.39% 3.69% 4.69% 5.69% 6.69%
37-48 Months 3.64% 3.94% 4.94% 5.94% 6.94%
49-60 Months 3.89% 4.19% 5.19% 6.19% 7.19%
72 Months Auto over $20,000 4.14% 4.44% 5.44% na na
 
USED AUTOS older than 2008  
Credit Rating A+ A B C D
  APR* APR* APR* APR* APR*
0-36 Months 4.99% 5.29% 6.29% 7.29% 8.29%
 
*** New and Used Boat, Motorcycle, ATV, and Recreational Vehicle Add 3 % ***
 
Signature  
Credit Rating A+ A B C D
  APR* APR* APR* APR* APR*
0-48 Months 6.75% 7.75% 9.75% 11.75% 13.75%
60, 90 Day Note 8.75% 9.75% 10.75% 11.75% 13.75%
 
Non-Risk Based Loans
  APR* Term
Shared Secured 3.50% 0-48 Months
     
                         
                         

 

*APR = Annual Percentage Rate

Please see the Credit Union for full disclosures and limitations on all of our loans.

Go To Loan Application | Go To Calculators | Back to Top
 

 

 

Savings Dividend Rate APY* Term
Savings Rates ($0.00 - 99.99)   0.000 n/a
Savings Rates ($100.00- 4,999.99) 0.050 0.050 n/a
Savings Rates ($5,000.00-9,999.99) 0.075 0.075 n/a
Savings Rates ($10,000.00-39,999.99) 0.100 0.100 n/a
Savings Rates ($40,000.00) 0.200 0.200 n/a

 

*APY = Annual Percentage Yield
Back to Top
 

Certificates Dividend Rate APY* Term
6 Months         ***  90 day penalty for early withdrawal 0.250 0.250 6
12 Months       *** 180 day penalty for early withdrawal 0.350 0.350 12
18 Months       *** 180 day penalty for early withdrawal 0.450 0.450 18
24 Months       *** 180 day penalty for early withdrawal 0.500 0.500 24
30 Months       *** 180 day penalty for early withdrawal 0.550 0.550 30
36 Months       *** 180 day penalty for early withdrawal 0.600 0.600 36

 

*APY = Annual Percentage Yield
Back to Top
 
 

[ Home | Online Banking | Rates | Products | Services | Online Services | About Us | Contact Us ]

 

  • descriptiondescription
Privacy Policy
 
Design & Hosting by Harland Financial Solutions, Inc.
Browser Requirements
Copyright Harland Financial Solutions, Inc. All Rights Reserved.